Saturday, September 29, 2007

Small Business Finances

Starting a small business means you will need capital and to keep track of your accounting. These two articles discuss:

  • Finding loan providers,

  • Different ways to get money to start your busines,

  • and new accounting software to make your financial life easier.

Your Success Is Our Success



Finding Small Business Loan Providers

A growing business could mean plenty of costs. If you are on a tight budget, chances are you will need to find a provider of small business loan and financing. But what is the best option for you?

CashView: Useful small business invoice processor

This software performs a much-needed function for small businesses and could save a lot of them a lot of time and hassle

Wednesday, September 26, 2007

10 Time-Tested Tips For Small Business, and MORE

Keeping you up-to-date on what is happening in the world of small business and telecommuting.

Your Success Is Our Success

10 Steps To Small Business Success
Try Out These Time-Tested Tips To Make Business Bustle

Take Your Small Business On The Road
Today, running a business requires you to be in a lot of places at the same time. You run from meeting to meeting, while at the same time answering and sending emails. This can all be a bit overwhelming; fortunately technology...

More workers telecommuting, but plenty of obstacles remain
Americans are "teleworking" or "telecommuting," spending at least part of their workdays at sites other than their offices, usually their homes. ...

Monday, September 24, 2007

Work At Home - In The News Today

Here are several links to published articles regarding work at home. These have good information and things to think about.

Your Success is Our Success


"Work At Home Business Opportunities Thrive In Tight Job"
While the global job market may be thinning, the growth of work at home business opportunities is continuing to grow.

"Should you Work From Home?"
If working from home is something that you have considered, you should know that you are not alone. Wanting to work from home is a dream that many have...

"Choosing The Right Work at Home Opportunities"
When you first start looking for Internet work at home opportunities you will be spoiled for choices, but beware! You know the old saying, "if it looks good to be true.....

Saturday, September 22, 2007

Research Your Small Business Venture

Starting a small business can be overwhelming. Do your research about the company, their marketing strategy, and their history. When you feel comfortable with a business before you start creates a very powerful small business venture.

Your Success Is Our Success


Small Business
by Butch Hamilton

Its obvious that starting a small business these days just makes good sense. Why should you startup a small home business? You will increase your net income. You can dramatically cut your income taxes that you will pay. We have two tax systems. One is for individuals, and one is for businesses. The small business owner pays much less in taxes. Almost anything can be counted as a business expense when you become a small business owner. All you really need to become a business system owner is to prove that you are in that business to make a profit.

The great flexibility that we have in today's business world is the fact that we all the capability of making money online. This move is the best business decision that you will ever make. Have you ever gotten rich working for someone else? If you position yourself correctly and with the right home business, you can be poised to become financially free within the next 5 year period. This is something that you really need to consider carefully.

Finding the right small business venture is critical. There is so much information out on Google about making money, where do you turn to find the best business systems to become involved with?

You need a small business that has a proven and stable track record. Your online business is your life's blood, so there is no need to join something just because you think it might be good. This is where due diligence plays the critical role. You must make the effort to fully check out the business model offered. Do some intensive research about the owner of the company, the compensation plan, how long they have been in business, and even contact members that are already involved with the business to see if its a fit for you.

Once you have begun the process of joining that small business, you then have the full responsibility to become proficient in your pursuit of your dreams and goals. The business should have in place training, great customer support and the leader of the program should always be strategizing new ways to make the system even better. This is building a true business after leaders in the industry have done for years using Fortune 500 Company's techniques. Once you have put all the pieces of your financial business plan into place, you then will hold the keys to your financial future.

About the Author Butch

Wednesday, September 19, 2007

Young Entrepreneur - An Alternative Career Choice

Entrepreneur is a choice that is adventurous and frightening. Here is an article, found on the S.C.O.R.E. website discussing this alternative career choice.

Your Success Is Our Success
Toni Grundstrom


Entrepreneurship—An Alternate Career Choice

By Nancy MichaelsAs seen in U.S. News & World Report, special advertising section

If you’ve recently started your own business—or if you’re thinking about it—you have a lot of company. Entrepreneurship is becoming an increasingly popular career choice in today’s marketplace.

While many individuals go on their own internal reasons—a passionate need to be independent, a burning desire to turn a hobby into a profession, or the love of a challenge—others have chosen the entrepreneur route in response to external situations, including layoffs, frustration with their current workplace culture, or a need for greater flexibility in their lives.

Owning a business has become the twenty-first century version of the 1950s American dream of owning a home. But entrepreneurship is not for everyone. It’s important to consider whether you have what it takes to start a business and run it successfully.

You’ve probably heard that start-up statistics are grim. The truth is that just 30 percent of business start-ups survive more than five years. Stories of overnight successes and young millionaires are rare. The era ended two years ago, and venture capital money is increasingly hard to secure. The hardworking, determined, visionary who dedicates long hours and endless energy to his or her business is the more realistic picture of today’s entrepreneur.

Entrepreneurs face a myriad of internal and external challenges. Within their companies, they need to offer a superior product or service. They need to manage cash flow and maintain profitability and hire and retain the right mix of people. Externally, factors such as access to financing, the economy, government regulations, and technological issues impact entrepreneurs on a regular basis.

Many small businesses fail because of weaknesses in general management, financial management, and marketing (Statistics Canada, “Failing Concerns: Business Bankruptcy in Canada”). Undercapitalization—or insufficient funds—is another common pitfall. Michael Gerber cites the “entrepreneurial seizure” as a primary reason for failure in his book “The E Myth, Why Most Small Businesses Don’t Work, and What To Do About It.” Gerber says many entrepreneurs pursue the dream of being their own boss but fatally assume that an understanding of the technical nature of a business is enough to achieve success.

To avoid becoming a casualty of the start-up craze, it’s critical to be aware of the pros and cons of running a business. Sure, you have the potential to earn gobs of money, you can set your own hours and be your own boss. But there are many long hours, substantial risk and lots of dirty work required in the growing stages of any young firm.

“What surprised me the most was the sense of isolation I initially felt,” says Susan LaPlante-Dube, 38, who runs Precision Marketing Group out of her home in Upton, MA. “I was used to walking down the hall to bounce ideas off someone, and that was suddenly not an option. I quickly learned to schedule time out of the office to meet with people and gain a different perspective.”

Are You an Entrepreneur?One recent study of entrepreneurs (William E. Jennings, “A Profile of the Entrepreneur”) asked subjects to rank several traits and attitudes related to business ownership in order of importance. Results showed the most important attributes to be:
Desire and willingness to take initiative
Strong need to achieve
Good physical health

Filling out the bottom of the list were some surprising attributes, including a strong desire for money, patience, organizational skills, and a need for power. Today’s entrepreneurs are more interested in competition and achievement than money or power.

So do you have what it takes to run a business? Ask yourself these questions to help you decide.
Are you willing to work long hours and make the sacrifices necessary to get your business going?

Do you want to bear the responsibility for all business decisions and responsibilities related to your company?

Are you independent, disciplined, and committed to entrepreneurship?

Are you ready to serve multi-roles within your organization?

Finally, successful entrepreneurs often allude to good old-fashioned luck as playing a role in their success. But successful business owners prepare themselves to recognize and seize opportunities when they arise.

Where To Start

Gather as much information as you can about your idea. Learn about the industry, the best ways to deliver your product or service, your competition, and potential obstacles. Talk to other entrepreneurs about what has worked for them, and read relevant trade journals, books, and business publications. Attend some gatherings of a professional association of entrepreneurs or prospective customers. Stay abreast of trends within your chosen field and keep current on issues affecting entrepreneurs.

Create a detailed plan for your business. If your venture will require any outside funding, you’ll need a business plan. These plans are a key building block for any successful business. Set goals for your business, then break the goals down into achievable steps. A good plan will help you maintain focus when things become overwhelming.

Networking can begin immediately when starting a business. If you’ve chosen to keep your day job until your business gets going, then maintain good relationships at work. Tap into professional organizations and your personal network of friends and family. Keep in mind that effective networking creates mutually beneficial relationships.

Research all financial aspects of your business. Access to capital is the “make or break” of many firms, so learn about the various ways to obtain funding—friends and family, bank loans, venture capitalists, angel investors. Know how much money you have, how much you’ll need to get going, and how much you need to make to achieve your goals.

Determine what types of equipment and materials you may need. For some—consultants, writers, coaches—a computer and a phone line may be sufficient. Those seeking to manufacture products may need to set up an entire assembly line.

Human resources are a huge asset to successful firms. While it may not be realistic when a business is just starting, hire out your weaknesses as soon as possible. If bookkeeping is a time-consuming chore, hire an accountant. Get an assistant to handle clerical work. This frees you up to spend time strategizing and growing the business.

Trying to decide when to give up your day job can be tricky. Go gradually. Wait until you have some regular clients lined up, a plan in place.

Starting a business can be overwhelming, especially for those who are maintaining other employment. Remember to carve out time for friends, family, and fun. Create boundaries between your business and your personal life and honor them.

Entrepreneurship is not for the faint-hearted. There is no magic formula. But for those willing to work hard and take a chance, dreams can come true.

Nancy Michaels ( provides marketing programs and consulting to companies targeting the small business market and frequently works with SCORE, “Counselors to America’s Small Business.” As seen in the March 17, 2003 edition of U.S. News & World Report. Sponsored by The United States Postal Service.

Tuesday, September 18, 2007

Telecommuting Becomes Intriguing

This article is published in the Daily Herald. It covers many issues potential telecommuters will encounter. Quick read yet informative.

Your Sucess Is Our Success.
Toni Grundstrom

Commute times, costs make telecommuting intriguing
By Jim Kendall Columnist

Published: 9/17/2007 6:01 AM

Increasingly long drive times, gasoline that hangs stubbornly around $3.00 a gallon, and a mass transit system that never was designed for suburban businesses and their employees make telecommuting an intriguing idea.

Yet relatively few businesses seem to have bought into the concept - which means, if you're interested, you'll likely have to carve your own way. That's not necessarily a bad thing.
The little experience that's available indicates that telecommuting may work best on a part-time basis, at least in the beginning.

"Especially at a small company," explains Karen Codere, "employees wear a number of hats. They may need to be available" in person. As a result, Codere continues, employees who do work from home "still usually have at-office time."

That's the case at Schaumburg's IntelliSuite Technologies, Inc., an IT consulting firm. "Some things can't be done off site," says Erin Teegan. "I can access the computer and get company files from home as if I were sitting at my (office) PC; but I also get the mail, so I have to come in at least two times a week."

Teegan is office coordinator at the 20-employee company. Four of IntelliSuite's employees work permanently off site, at branch offices in Michigan and Kentucky. That's more remote office than telecommuting, though the issues are similar.

Teegan says IntelliSuite has allowed telecommuting on an as needed basis so employees can "work around life commitments" since the company was born in 1998. "That's worked for us."
Still, she acknowledges, "Not everyone can work independently. It takes the right set of guidelines and the right personalities" for telecommuting to work.

Recordkeeping matters as well. What's needed, Teegan says, is a way to document time and work. "We know (technically) how telecommuting works, but we need a written set of guidelines."

Teegan has turned to Administaff for help.
"You have to look at the nature of the job," says Codere, a senior human resources specialist at Administaff's Rosemont office. Administaff is a Houston company that provides payroll and other HR-related support to smaller businesses. In addition to Rosemont, Administaff has a Loop office here.

"Obviously, a line job in manufacturing isn't suited to telecommuting. And sometimes (employees) simply have to interact with other people" which, Codere adds, perhaps can be done by phone or e-mail.

Key, Codere says, is "a really good performance management system." Among the pros and cons she says should be considered are company processes; whether there is sufficient IT support to allow off-site work; whether the company culture can adapt to a telecommuting lifestyle; whether employees are suited to the process; and the company's ability to help employees set up a home office.

Codere adds one more item to her list of telecommuting considerations: Disaster recovery. You're likely to be up and running again faster if provisions for at least temporary telecommuting are part of your disaster comeback planning.

E-mail questions, comments to Jim Kendall,

Friday, September 14, 2007

Get In On The Bottom Floor With This New Affiliate Marketing Site


Sign Up Free To Create Your Affiliate Account.

The sooner you sign up the better situated you will be when the site goes live on September 18, 2007.

The Site is new but the owners are not. They have been successfully producing and marketing products online for years.

What is DealDotCom? is the place on the web to find products for anything and everything related to building an online business, increasing traffic, monetizing your websites, blogging, web design... in short, all things Internet Marketing.

They spent the last 4 months stalking big-name (and not-so-big-name) Internet Marketers who sell high-quality products, and convinced them to let DealDotCom sell their stuff at huge discounts.


Tuesday, September 11, 2007

New Study Shows Rise In Telecommuting

This is a study released on 9-11-2007. It reveals information about how there has been an increase in IT professionals working away from the office. They refer to this as the 'virtual office'.

Your Success Is Our Success


Study Shows More IT Employees Working Remotely Today Than Five Years Ago

MENLO PARK, CA -- The proliferation of wireless technologies and feature-rich Internet applications is making it easier for information technology (IT) professionals to work outside of the office. A new study by Robert Half Technology shows that telecommuting is becoming more commonplace among IT professionals. Nearly half (44 percent) of chief information officers (CIOs) surveyed said their companies’ IT workforce is telecommuting at a rate that is the same or higher than five years ago; only 3 percent said IT staff work remotely less frequently today than five years ago (see table 1). Improved retention and morale, and increased productivity were cited as the greatest benefits among firms that allow telecommuting.

The national poll includes responses from more than 1,400 CIOs from a stratified random sample of U.S. companies with 100 or more employees. It was conducted by an independent research firm and developed by Robert Half Technology, a leading provider of information technology professionals on a project and full-time basis.

“Enhanced connectivity tools provide IT professionals greater flexibility and the option to work even when they are away from the office,” said Katherine Spencer Lee, executive director of Robert Half Technology. “Consequently, working remotely is more commonplace today and more acceptable.”

Telecommuting Attitudes Explored

34 percent of CIOs whose companies allow telecommuting cited improved retention and morale through enhanced work/life balance as the greatest benefit. Increased productivity due to reduced commute time was cited by 28 percent of respondents (see table 2).

“For some, working from home on occasion can result in greater productivity because there are fewer interruptions than in the office,” Lee said. “Many IT professionals also appreciate not having to commute every day given today’s high gasoline prices.”

Companies may need to balance the desire of staff to work remotely against the expectation of accessibility, however. Indeed, survey respondents indicated that telecommuting programs can have drawbacks. Nearly half (44 percent) of all CIOs surveyed felt that quality of work suffers due to diminished in-person contact with colleagues (see table 3A). Furthermore, nearly one in three (30 percent) CIOs surveyed felt that telecommuting employees are not as productive because they have less oversight (see table 3B).

“Telecommuting isn’t a viable option for every type of employee in every scenario,” Lee commented. “Managers who need face-to-face interaction with staff, or individuals who meet frequently with clients, for example, may find that working from home hampers their ability to build strong business relationships.”

Implementing Telecommuting Programs

While telecommuting can benefit employers and employees alike, it’s important that companies have the appropriate infrastructure in place to facilitate staff working remotely. For example, nearly a third of CIOs (31 percent) surveyed felt that telecommuting employees generate too many security risks because they need to access elements such as corporate networks, systems and intellectual property off-site (see table 3C).

Clearly communicating guidelines about telecommuting also is necessary. Lee noted, “It’s important that employers set expectations up front about who can telecommute and how often they can do so, in order to avoid misunderstandings that might arise during a project.”

To help ensure a successful telecommuting program, Lee suggests employers consider the following questions:

What IT jobs are best suited for telecommuting? Alternative work arrangements are most suitable for individuals whose jobs can be performed with relative autonomy.
How frequently should IT employees be allowed to work remotely? Consider allowing employees to work from home one day a week, and try to schedule weekly meetings on days employees are on-site to provide project updates.

How will you ensure effective communication between team members? Keeping a schedule of workers’ on-site availability, and where and how they can be reached when off-site, can keep work flowing smoothly.

With more than 100 locations in North America, Europe and Asia, Robert Half Technology is a leading provider of technology professionals for initiatives ranging from web development and multiplatform systems integration to network security and technical support. Robert Half Technology offers online job search services at

Toni Grundstrom is a freelance writer focusing on work from home work options. I have over 17 years of Marketing experience, 15 of those as a Telecommuter. I provide articles, research, and information on telecommuting, home based business, and work at home jobs. Visit her website at Telecommuting Pro

Telecommute more/less

Benefits of telecommuting

Statements about telecommuting

Friday, September 7, 2007

Let Small Businesses Reign

Small businesses are a growing population of the U.S. economy. Read what is being said by the Small Business Association (SBA).

Your Success Is Our Success


Cherry Hill Courier Post - Cherry Hill,NJ,USA
It estimates there are 26.8 million small businesses in the United States, and addresses small businesses' importance to the US economy. ...

For more information on small businesses, work at home jobs, and telecommuting visit TelecommutingPro

Tuesday, September 4, 2007

Current Information About Telecommuting

I am providing a few current event articles on telecommuting and small business. I feel that it is important for you to know what is happening regarding all work-at-home work options.

Your Success Is Our Success


Increasing Number of Companies Turning to Telecommuting

Once considered an option reserved for a select few, telecommuting is fast becoming the option of choice for many companies and employees-and this phenomena is not just reserved for those who work in the technology sector.

When A Company Makes Telecommuting Easy

Although not all web workers prefer to work outside of corporate offices, a lot of us do. So finding companies that are amenable to the idea of telecommuting is always a boon. Those organizations often have leadership that is comfortable with the idea of managing people who are “out of sight.”


It estimates there are 26.8 million small businesses in the United States, and addresses small businesses' importance to the U.S. economy. It provides data on small-business firm survival, owner demographics, health care questions, regulations and procurement.

Small Business - Google News