Sunday, December 30, 2007

Top Ten Opportunities in 2008 for Personal Businesses

Happy New Year.

As a small business owner, entrepreneur or work at home individual there are more opportunities available for you to make a living at home than there were even 2 years ago. Here is an article that lists the top 10 types of work at home business opportunities.

Good luck during this year.

Your Success Is Our Success

Toni
TelecommutingPro

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Top Ten Opportunities in 2008 for Personal Businesses

The U.S. Census Bureau started producing annual nose-counts of “nonemployer” businesses — that is, firms with no paid employees other than the business owner or owners — in 1997. Since then, their numbers have exploded. The total number of U.S. firms grew by 21% between 1997 and 2004, and almost all of that growth consisted of nonemployer businesses (also called personal or single-person businesses or the self-employed).

You wouldn’t think that these smallest of small businesses could be such a big deal and, individually maybe they aren’t. Collectively, however, they numbered 20.5 million as of 2005, almost 80% of the businesses in the country, and they raked in about 8% of GDP that year.

It seems that circumstances came together in the final years of the 20th century to make the nonemployer firm a growing force in the U.S. economy. The technology that lets a nonemployer firm communicate with customers worldwide and operate a business on a 24/7 basis matured. In industry after industry, technology has lowered barriers to entry as well. And, in a service-oriented, knowledge economy, it became possible to construct a business with no more inventory than the expertise and information lodged in a human brain. In many ways, the 21st century belongs to nonemployers.

So, what are the best opportunities for these nano-businesses going into 2008?

Friday, December 21, 2007

Write a Good Business Plan, Get A Loan

Once your bank account, and those of family and friends, are dimished you will need to get an official Small Business Loan. Before any lending institution will consider you and your business for the loan they need to know who you and your business are. A Business Plan is the necessary document for this process. Read this information and then go to my website to find out about loans and other money topics.

Your Success Is Our Success

Toni
TelecommutingPro


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A Business Plan That Will Get You a Loan
An entrepreneur seeks advice on writing a business plan that will land a bank loan.

Whether you need a small loan from a bank or an investment in the millions from a venture capitalist, your business plan should be thorough.

Getting all of your ideas down on paper will help you to identify the core aspects of your business, including your competition and the existing marketplace for your product or services.

Monday, December 17, 2007

Telecommuting Information and Videos

Here are some great articles and information regarding Telecommuting. Please see my new RSS Feed from YouTube regarding Telecommuting.

Your Success Is Our Success

Toni
TelecommutingPro

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Flexibility can boost employee moraleNashua Telegraph - Nashua,NH,USA... it may be time to consider instituting family-friendly workplace policies such as flextime and telecommuting, say human resource experts.

Ecommerce saves the planetInquirer - Harrow,England,UKTop "carbon savers" are ecommerce, Telecommuting, Teleconferencing, ematerialization (that'sa new one!) and Telemedicine - ecommerce alone will save the US ...

Telecommuting top work choice for small business ownersTelecommunications Magazine - Norwood,MA,USAby Telecommunications staff, from news reports Small business owners in the US are more likely than employees to conduct business away from the traditional...

Flexible work life good for your health: studyReuters India - Mumbai,IndiaA flexible work life, including telecommuting and job shares, is good for your health, researchers said on Tuesday. They found that if people have the ...

Why Workforce Innovation Pays OffBroadcast Newsroom - Newport Beach,CA,USAEmployees get back time spent commuting and gain the flexibility telecommuting provides. Operators find they have more productive employees and also realize ...

Sunday, December 16, 2007

How To Get A Startup Loan

In order to start up your small business, or need a shot in the arm to keep it going, here is an article that will assist you in your efforts to get a small business loan.

Your Success Is Our Success

Toni
TelecommutingPro

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Small Business Startup Loan

Small business startup loans are essential for many beginner entrepreneurs. For them, a small business startup loan plays a vital role in providing the business owner a help in building their newly-established business until theirs can already stand alone. This load can be utilized for additional products. It can also be used for business promotion and for employees salaries. Whatever way, a loan is necessary for newly-opened business to poise their venture towards success.

Borrowing money from family and close friends are one of the most common ways to get a loan. This business practice overwhelmed the majority of small business owners to be used as an additional capital and other necessity for newly-established business. It is unfortunate however, this type of small business startup loan causes undue stress, headaches in both parties especially when the process of payment is not that organize. In fact, it can extend to ruining of family relationship. Borrowing from family and friends can also lead to awkward scenario because sometimes, the ones who loan the amount think that they are part of the business and they have the right to manage your business.

Though banks offer small business owners alternatives for small business startup loans, this medium can be stressful and intimidating. The reason is, banks usually impose strict requirements for compliance for small and medium business startup loan. Another is, banks, as always, see to it that the one who borrows, must have or is proven to had been in a successful venture in the past to determine if the borrower has the capacity to settle their obligations when they have already gone through the bank financial assistance. For that reason, numbers of business entrepreneurs chose other option instead of this. Though, banks offer great source for a small business venture, they must also provide a much better and less-stress alternatives for small business beginners.

Using credit card is another option that small business startup owner are turning into to provide them with business capital. Of course, this allows them to utilize their cash advances available for them. To add, credit lines can also be used to buy the products for them to get started. It is common for small business startup owners to use this medium to get capital. However, before getting into this way for small startup way, it is important to note the rate of interests that abound on using these credit cards; neglecting to consider the rate of interest can bring your business in downward slope.

If you are a minority that needs to begin a new business, you can acquire minority loans to help you get the necessary capital you need to start your new business venture. Minority loans have various advantages. If you begin your business based on minority loans, you will also need to find other loan avenues for an added sense of financial foundation.

Small business startup plays a vital role for the total economy. In fact, it provides employments for the majority of people. This may be the reason why more and more individuals are getting into this endeavor- this offers great potentials for economic boom, as a whole. With tis fact, it must be noted that when you engage in this business, business beginners shall consider to choose which small business startup loan that suits best for your own because this paves the way to your business success.

Author: kokuj1n

Friday, December 7, 2007

Data Security A Must For Small Businesses

Security should be a priority for a small business. I just went through a 'crash and burn' event with my computer. I had just purchased an external hard drive back-up system and programmed it to back-up every day. When my computer was finally fixed I downloaded all my informtion back into my computer and have not mssed a beat since. I shiver at the thought of loosing all my data. You should, too. Safe guarding that same data against someone else is necessary, too. Just because you run a small shop that serves a local market doesn't mean your data is unimportant to someone. Customer data, in particular, is always valuable.

Your Success Is Our Success

Toni

TelecommutingPro.com



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25 Percent Of Small Business Owners Are Out Of Their Minds



Backing up your data can be an inexpensive insurance that, even with a computer malfunction, your data is not lost and you can continue running it. Read about this a protecting your data.

Small Business - Google News